Protect What Matters Most
Term Insurances
Term Insurances is designed to provide lump-sum death benefit to your beneficiaries in the event of your untimely demise.
Health Insurance
It is a insurance which safeguards your financial well-being by covering medical expenses in case of illness or accidents.
Other Insurances
Other Insurance include life inusrances for investment, general insurance, fire insurance etc.
Term Insurances
Sum Assured
A common rule of thumb is to choose a sum assured that is 10-15 times your annual income.
Policy Term
Consider your current life stage future financial goals.
Premium Payment Term
Choose a payment term that aligns with your budget and financial capacity.
Riders
Critical Illness Cover, Accidental Death and Disability Benefit, Waiver of Premium Rider
Insurer's Claim Settlement Ratio
Choose a reputable insurer with a strong track record of claim settlements.
Health Insurances
Coverage
Ensure the plan covers a wide range of medical expenses, including hospitalization, surgery, medication, and doctor consultations.
Sum Insured
Choose a sum insured that is adequate to cover potential medical costs.
Network Hospitals
Opt for a plan with a wide network of hospitals to have flexibility in choosing healthcare providers.
Waiting Periods
Understand the waiting periods for certain claims, such as maternity benefits or critical illnesses.
Add-on Covers
Consider additional covers like critical illness cover, accidental death and disability cover, and maternity cover.
Other Insurances
Life Insurance
Life insurances can also serve as an investment tool. Plans like endowment policies, money-back plans, and Unit Linked Insurance Plans (ULIPs) help you grow your wealth while providing life coverage.
Fire Insurance
Protects your property from losses or damages caused by fire, helping you recover and rebuild quickly.
General Insurance
General insurance safeguards your assets, health, and well-being against unforeseen events.